We got our insurance for our house today-- now we can look at building. My husband has an appointment with the bank on Friday, which will probably result in yet another appointment with them, given how they do things. We don't come out ahead-- we get to (God willing) get a bigger loan and build a bigger home. My husband is pretty much doing this and he asks me to look like he is asking me-- but this is really his project and there is nothing that I can do about it. He is considering letting me have an area where I can have a livingroom that doubles for yoga, which is nice, but he can dream all he wants until I ask if we can do something and he gets irritated with me and says something like, "Tea, we are really pushing it financially!"
Disasters are not good for fragile situations. He has the loan.